We understand working for yourself can be a little daunting to begin with but with practice (and good advice) managing your finances doesn’t have to be hard. Our Senior Partner and boss lady accountant Tess, has given us her top 5 ways to level up your finances in 2025 and some helpful resources also to guide you along the way.
As an accountant specialising in the adult industry, I’ve worked with many sex workers, content creators, and entrepreneurs who want to take control of their finances. Whether you’re just starting out or scaling your business, 2025 is the year to get serious about financial and personal growth, especially as our incredible industry grows. Here are five key ways to level up your money game and build a secure financial future.
1. Separate Your Personal and Business Finances
If you’re still using the same bank account for personal and business expenses, it’s time to make a change. Opening a dedicated business bank account helps with tracking income, managing taxes, and keeping your finances organised. We recommend this as the first step toward financial independence – an exciting moment for any business owner is their first pay check into their business bank account.
2. Know Your Sex worker industry appropriate Tax Deductions
The adult industry comes with unique business expenses that many traditional accountants overlook. As confidential accountants who understand your industry, we recommend tracking expenses like:
- Equipment (cameras, lighting, phones)
- Costumes, makeup, and props
- Website hosting and marketing
- Subscription fees for platforms
- Home office expenses
- Professional development (coaching, courses)
Keeping receipts and records will ensure you claim every deduction you’re entitled to come tax time.
You can review our guide on what you can and can’t claim in the adult industry here.
3. Set Up a robust Tax Savings Plan
Taxes can be overwhelming, especially when you’re self-employed. Instead of scrambling at the end of the financial year, set aside a percentage of your earnings for tax each time you get paid. A good rule of thumb is to put aside at least 25–30% of your income into a separate tax savings account. This will save you stress and keep you compliant with the ATO – it’s important that if you are working within Australia that you comply with the Government tax laws in place. We know it seems like a alot, but taking it out each time you get paid is a better option than receiving a massive bill and not being able to pay it!
4. Diversify Your Income Streams
Relying on one platform or income source can be risky. I always encourage clients to expand their revenue streams through:
- Subscription platforms (OnlyFans, Fansly, Patreon)
- Affiliate marketing – Amazon shopfronts & Pinterest are great for this
- Selling digital products (ebooks, courses, exclusive content)
- Sponsorships and brand partnerships
- Social Media presence
A diverse income strategy ensures stability and protects you from unexpected changes in platform policies. It also builds your personal profile as your career evolves.
5. Work with an Industry-Specific Accountant
Not all accountants understand the adult industry, and not all accountants respect the privacy and professionalism of your work. Working with a sex worker accountant who specialises in your industry means getting the right advice, maximising your tax benefits, and ensuring complete confidentiality.
At Empire Industry, we provide tailored financial strategies for adult content creators, sex workers, and entrepreneurs, helping you keep more of your hard-earned money while staying compliant. We are here to help you build your empire.
If you’re looking for more ways to level up your finances in 2025, let’s chat!
